FirstChoice News
Benefits of An Independent Agent
Some people think it doesn't really matter where they buy their insurance. But this misconception could be costing them money, service and protection. Buying insurance isn't like buying bread or milk. Insurance is an important safety net for your family, your home, your car or your business.
The independent agency system works for our clients on a number of levels. As
Independent agents we guide you through the maze of insurance terms and help you get the most for your money. Whether you need car, home, renters, business or life insurance, independent agents can evaluate the products of several insurance companies and make recommendations that provide protection and value.
As an independent agent, FirstChoice Insurance Agency represents a number of insurance companies and we have experience navigating the marketplace. We thoroughly research these firms to find the best price, coverage and service
combination from the wide selection of insurance plans and programs available.
Is Your Insurance Right for You?
Consumers often underinsured for major life and work events
At least 32 million U.S. households own insurance policies that aren't right for them, revealed a national survey conducted by Trusted Choice® group of independent insurance agents and brokers.
In exploring a variety of home or work-related events that may have occurred in families during the past three years, the survey provides insight into the shopping behavior of consumers, who sometimes over-insure for specific events and often ignore or overlook major gaps in coverage.
For example, among the homeowners who said they "significantly remodeled their homes" since 2003 - including a structural change such as adding a room, porch or deck - nearly 40 percent had not updated their homeowners to reflect the increased value of their homes. This equates to almost 8 million American households that may be improperly insured. In addition, of those families with valuable collections, such as wine, fine art, jewelry or antiques, nearly half (47 percent) said they didn't own special insurance coverage for the collectibles.
The findings of this national survey illustrate the importance of an annual insurance policy review. Clients of FirstChoice can contact us, at any time, to conduct an annual policy review that may identify areas of inadequate coverage.
Did You Know that FirstChoice Insurance Agency
- has a staff of licensed, experienced professional with strong customer and community involvement?
- gives clients excellent service and competitive prices because we can obtain insurance coverage from more than one company?
- unlike other agents, is not obligated to any one company so our clients don't need to change agencies as their insurance and service requirements change?
- provides immediately claim assistance when the worst happens?
- is a single-source for a full range of products: home, renters, auto, business, life and health?
- periodically reviews policyholders' coverage to keep up with changing insurance needs?